Competitors tend to take a rigid approach to underwriting. If an opportunity does not meet their basic criteria or align with set pricing formulas, it is not considered.
Cases worthy of financing can fall through the cracks based on this exclusionary approach.
Permentum improves and simplifies underwriting by assessing the value of a claim first and foremost. Value is determined by summarizing all of the relevant information at hand.
Permentum then presents a financing solution if that valuation is sufficient, relative to the costs.
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| Discounted cash flow models with probabilistic scenarios | Monte Carlo simulations to capture the risk of portfolios | Data-driven approach using aggregate statistics | Continuous adoption of emerging datasets and tools |